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National Association of Insurance Commissioners Throws Cold Water On President’s Proposal

by Chris Schrader | Nov 18, 2013 | Affordable Care Act, Blog

  Last week President Obama stunned the state insurance commissioners and insurers with his announcement that he would not enforce ACA mandated requirements on private insurance policy holders and that they can keep that plans that have been or will shortly be...

ACA Enrollment Launch: A View From the Trenches

by Chris Schrader | Oct 2, 2013 | Affordable Care Act, Blog

This cartoon by Rich Ramirez pretty much sums up my experience today trying to sign up for a plan in the Indiana Health Insurance Market Place yesterday.  Anybody not downing Administration Kool-Aid like a group of college students slamming down Red Bull in advance of...

Ready or Not, ACA Health Insurance Market Places Open Today

by Chris Schrader | Oct 1, 2013 | Affordable Care Act, Blog, In The News

Today ends all of the suspense surrounding the health plans and costs available to citizens as the health insurance market places open for business.  I expect a muted start for a variety of reasons: 1) The most frequent query on the healthcare.gov website through...

Administration backtracks on penalty for failure to notify of health insurance marketplaces

by Chris Schrader | Sep 16, 2013 | Affordable Care Act, Blog

Following its now familiar pattern of disclosure of important ACA information in obscure locations, the Obama Administration announced late Thursday afternoon that it will not penalize employers for failure to notify their employees of the health insurance market...

Don’t Let The Wellness Plan Grenade Go Off In Your Lap

by Chris Schrader | Aug 21, 2013 | Affordable Care Act, Blog, Human Resources, In The News

The ACA provides clear structural and substantial support to corporate wellness plans.  These plans are enjoying a revival of interest as full implementation of the ACA is merely months away.  Businesses and HR pros should explore wellness plan opportunities with a...

Lactation and Breast-Feeding Are “Pregnancy Related Conditions” Protected Under Title VII

by Chris Schrader | Aug 19, 2013 | Affordable Care Act, Blog, Human Resources

The Fifth Circuit of Appeals issued a landmark decision in In EEOC v. Houston Funding II, Ltd., finding that terminating a female employee because she is lactating or expressing milk is unlawful sex discrimination under Title VII of the Civil Rights Act.  Most...
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